5 Best Life Insurance Companies in the USA in 2014

Life insurance is more than important today. Everyone needs the life and health protection as to assure that both their life and health would always be protected by a certain party that is called as insurance companies. In fact, before choosing a certain policy you are going to buy, you would better to understand and learn about the company first. 

Below are the 5 best life insurance company in the USA in 2014, data based on Consumeraffairs.com.

1. Frankenmuth Insurance

This life insurance company has been existing for more than 145 years, it becomes the first best life insurance company in the United States. With more than 500 independent insurance agents in 15 states, this company has booked more than US$ 1 billion asset. It also reached the A.M. rating of A "excellent" that makes it the best insurance in 2014.

According to LIMRA, there are at least one-third of the US households have no personal life insurance coverage. Most of them really rely on the company life insurance cover. It means that this is a potential market to segment by such companies, including Frankenmuth Insurance. 

Along with its one of insurance company member, Patriot Life Insurance, the company serves the client (policy holders)  the health and life protection. The effective and efficient services provided,  including the life insurance quotes, makes the company was chosen as the best life insurance in the US in 2014.

Website: www.fmins.com

2. Allstate Insurance Insurance

Allstate Insurance company was founded in 1931 and now it becomes the third biggest life insurance company in the United states, after State Farm and Geico. According to the Consumer Affairs, this company ranks the second best life insurance company in the US.

Even though this company was ranked as the nation's worst insurance company in 2008, but since then the company have tried hard to provide the best services to the policy holders that made the company was chosen as the second best life insurance company in 2014.

Website: www.allstate.com

3. MetLife Life Insurance 

Metropolitan Life Insurance Company or MetLife  was founded in March 1868. As one of biggest insurance companies with more than 90 customers across more about 60 countries all around the globe, the company possess US$730.9 billion of assets. 

The Customer Affairs chose this company as the third best life insurance company as the service provided by the company satisfy the policy holders a lot. The services include the 24 hour support, guaranteed death benefit protection, term life insurance, universal life insurance, variable life insurance, and whole life insurance.

Website: www.MetLife.com

4. John Hancock Life Insurance 

John Hancock Life Insurance was founded in April 21, 1862 in the USA, but in 2004, this company was acquired by Manulife Insurance Canada. Thsi company was selected as the fourth best by the Consumer Affairs because of the services they provide to the customers.  The very supporting services and products that has delivered this company into the 4th best throughout the US were:  24 hour support, Guaranteed death benefit protection, Indexed universal life insurance, and Term life insurance.

Website: www.johnhancock.com

5. AARP Life Insurance 

American Association of Retired Persons, founded in 1958, this company has been growing rapidly and in 2014 this company was chosen as the fifth best life insurance company in the USA. The position was achieved through their hard effort in providing the best services to the clients. Besides, they have various types of plans with such competitive premium premiums.

Website: www.aarp.org